{"id":234,"date":"2025-07-20T00:31:52","date_gmt":"2025-07-19T22:31:52","guid":{"rendered":"https:\/\/payroll-loans.co.za\/?page_id=234"},"modified":"2025-07-21T15:47:21","modified_gmt":"2025-07-21T13:47:21","slug":"wellness-consolidation-loans","status":"publish","type":"page","link":"https:\/\/payroll-loans.co.za\/?page_id=234","title":{"rendered":"Wellness Consolidation Loans"},"content":{"rendered":"\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-dots\"\/>\n\n\n\n<p class=\"has-text-align-center has-text-color has-background has-link-color has-large-font-size wp-elements-1 wp-block-paragraph\" style=\"color:#1f1f1fbd;background-color:#56918f75;margin-right:var(--wp--preset--spacing--50);margin-left:var(--wp--preset--spacing--50);padding-top:0;padding-bottom:0;letter-spacing:0px\">Wellness Consolidation Loans<\/p>\n\n\n\n<p class=\"has-text-align-center has-mdm-large-font-size wp-block-paragraph\" style=\"border-width:1px;margin-right:var(--wp--preset--spacing--60);margin-left:var(--wp--preset--spacing--60);padding-right:var(--wp--preset--spacing--60);padding-left:var(--wp--preset--spacing--60);letter-spacing:1px\">Criteria<\/p>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-d15de069 wp-block-group-is-layout-constrained\" style=\"box-shadow:var(--wp--preset--shadow--shadow-1)\">\n<ul style=\"padding-right:0;padding-left:0\" class=\"wp-block-list has-secondary-background-color has-background\">\n<li>1 &#8211; 60 months<\/li>\n\n\n\n<li>Maximum Loan &#8211; R120 000<\/li>\n\n\n\n<li>Minimum salary &#8211; Affordability<\/li>\n\n\n\n<li>Maximum salary &#8211; Affordability<\/li>\n\n\n\n<li>Maximum % of Total Nett income &#8211; Installment must not exceed 30% of the available spend<\/li>\n\n\n\n<li>Proof of identity &#8211; ID or Passport<\/li>\n\n\n\n<li>Citizenship &#8211; South &#8211; African<\/li>\n\n\n\n<li>Foreigners (Valid passport and work permit)<\/li>\n\n\n\n<li>Min age &#8211; 18<\/li>\n\n\n\n<li>Max age &#8211; 65<\/li>\n\n\n\n<li>Min employment period &#8211; 3 months<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-mdm-large-font-size wp-block-paragraph\" style=\"border-width:1px;margin-right:var(--wp--preset--spacing--60);margin-left:var(--wp--preset--spacing--60);letter-spacing:1px\">Loans to be consolidated<\/p>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-d15de069 wp-block-group-is-layout-constrained\" style=\"box-shadow:var(--wp--preset--shadow--shadow-1)\">\n<ul style=\"margin-right:var(--wp--preset--spacing--60);margin-left:var(--wp--preset--spacing--60);padding-right:0;padding-left:0\" class=\"wp-block-list has-secondary-background-color has-background\">\n<li>Hand-over Accounts to External Debt Collectors and Judgments can be included<\/li>\n\n\n\n<li>Adverse Accounts on Bureau can be included<\/li>\n\n\n\n<li>Settlement letters required<\/li>\n\n\n\n<li>Settlement expiry date needs to be in time frame when loan is granted<\/li>\n\n\n\n<li>Loans to be settled should reflect on the credit bureau<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<p class=\"has-text-align-center has-mdm-large-font-size wp-block-paragraph\" style=\"border-width:1px;margin-right:var(--wp--preset--spacing--60);margin-left:var(--wp--preset--spacing--60);letter-spacing:1px\">Exclusions<\/p>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-d15de069 wp-block-group-is-layout-constrained\" style=\"box-shadow:var(--wp--preset--shadow--shadow-1)\">\n<ul style=\"margin-right:var(--wp--preset--spacing--60);margin-left:var(--wp--preset--spacing--60);padding-right:0;padding-left:0\" class=\"wp-block-list has-secondary-background-color has-background\">\n<li>Revolving credit ( Credit Facility)<\/li>\n\n\n\n<li>Non-financial institution accounts (E.g. Dstv, School fees etc.)<\/li>\n\n\n\n<li>One-month loans<\/li>\n\n\n\n<li>Loans active for less than three months<\/li>\n\n\n\n<li>Customers with recent debt consolidations &#8211; Treated case by case<\/li>\n\n\n\n<li>Administration and Sequestration orders<\/li>\n<\/ul>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:18px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-essential-blocks-button  root-eb-button-1e2sc\"><div class=\"eb-parent-wrapper eb-parent-eb-button-1e2sc \"><div class=\"eb-button-wrapper eb-button-alignment eb-button-1e2sc\"><div class=\"eb-button\"><div class=\"eb-button-inner-wrapper \"><a class=\"eb-button-anchor \" href=\"https:\/\/payroll-loans.co.za\/\" rel=\"noopener\">Home<\/a><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Wellness Consolidation Loans Criteria Loans to be consolidated Exclusions<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"full-width","meta":{"_eb_attr":"","om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"footnotes":""},"class_list":["post-234","page","type-page","status-publish","hentry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.2.1 - 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